Why Do Banks Give My Small Business Credit If My Personal Credit is Horrible?

You do not need good personal credit in order to obtain business credit. Many people think that this cannot be true, because why on earth would a company lend money to a business, if the businesses owner did not have a good personal credit score? The truth is that when you look at it from that angle, It doesn't make any sense for vendors to grant you any credit. However, when you are a company that is in the business of selling office supplies, your customer base will usually be small business owners that are constantly needing new office supplies. ...

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